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If you fall ill

Health insurance (AGS, AGS-KL) will apply if you fall ill. This compensation is a supplement to the compensation you receive from the Swedish Social Insurance Agency.

How do I know whether I have insurance?

As a wage-earner, you have health insurance if you work for a private or cooperative undertaking, or are employed by a municipality or region.

When are you eligible for insurance compensation?

You can apply for compensation when you

  • have been employed for at least 90 days

  • have an income entitling you to sickness benefit (SGI) from the Social Insurance Agency

  • receive compensation from the Social Insurance Agency.

Examples of compensation from the Social Insurance Agency:

  • Sickness benefit

  • Rehabilitation compensation

  • Disease carrier's allowance

  • Sickness allowance

  • Activity allowance

Do you work for a private company?

If you are on sick leave for longer than 14 days, you must submit a claim to Afa För­säkring.

Do you work for a municipality or region?

If you are on sick leave for longer than 90 days, you must submit a claim to Afa För­säkring.

How to submit a claim

Log in and submit a claim via My Pages at Afa För­säkring using your BankID.

If you do not have a BankID, you can fill in a form and send it to Afa För­säkring, 106 27 Stockholm. The claim forms are in Swedish. Get claim forms.

To submit a claim, you need:

  • your own BankID

  • your employer's details: company name or registration number, and telephone number

  • your income entitling you to sickness benefit (SGI) or annual income

  • the date that you reported your illness to your employer

  • a medical certificate stating your diagnosis, i.e. the reason for your sick leave.

What happens once you have submitted a claim?

When we receive your claim, we start by:

  • asking your employer to confirm your employment

  • asking the Social Insurance Agency to confirm that they are paying you sickness benefit.

Once your employer and the Social Insurance Agency have replied, we will start to handle your case. If we require more infor­mation, we will get in touch with you.

When we are ready, we will notify you of whether you are eligible for compensation, and how much. You will be notified of the decision on My Pages and in a letter sent to you.

Submit a claim

Log in using your BankID.

Submit claim and seek compensation