Insurance via your workplace
If your employer has a collective agreement, through your employment you will automatically be covered by the collectively agreed insurance, either by us at Afa Försäkring or by another insurance company.
Our insurance plans may provide compensation
if you fall ill
if you are injured at work
if your employment is terminated
if you pass away
if you are on parental leave.
How do I know whether I have insurance?
Nine out of ten people employed in Sweden have at least one insurance policy via their job, with us at Afa Försäkring. There is every chance that you are one of them. The insurance cover at your particular workplace will depend on the applicable insurance agreement. Ask your employer or union for more details.
Wage-earner or salaried employee?
In many private companies you can be employed as a wage-earner or salaried employee, depending on your role. Different insurance schemes apply to wage-earners and salaried employees, respectively. Ask your employer or union if you do not know whether you are employed as a wage-earner or as a salaried employee.
Collectively agreed insurance plans
Here, you can read more about each insurance plan and how you submit a claim and apply for compensation.
If you fall ill
Health insurance (AGS, AGS-KL) will apply if you fall ill. This compensation is a supplement to the compensation you receive from the Swedish Social Insurance Agency.
Read more about compensation for illness
If you are injured
The insurance may entitle you to compensation in the event of an occupational accident, a travel accident on the way to or from work, or in the event of occupational disease.
Read more about compensation for work related injuries
If your employment is terminated
You can receive compensation under this insurance if you are given notice due to a shortage of work.
Read more about compensation if employment is terminated
If you pass away
The group life insurance (TGL) provides tax-free compensation to your survivors if you die before reaching the age of 66. There is a basic sum, child supplement and funeral grant.
Read more about compensation if you pass away
If you are on parental leave
Parental benefit supplement (FPT) can give you compensation if you are on parental leave and receive parental benefit from the Social Insurance Agency.
Read more about our Parental benefit supplement
Occupational pension contributions
If you are not working, your employer will not pay premiums or contributions to your occupational pension plan. This is covered by insurance instead.
Read more about our occupational pension contributions